Work crosses borders in a click. Pay should too.
Pay employees, contractors, and freelancers worldwide in seconds, and collect from the clients who fund them. One integration for pay-ins, FX, and payouts, with compliance built in.
POWERING
A late payout is a trust problem.
Only 35% of cross-border payments arrive within an hour.1 Contractors and remote teams feel every delay, and a missed payday reaches your clients fast. Coinflow runs pay-ins, FX, and payouts on one connection and one ledger, so you stop stitching together banks and payout vendors country by country.
- 1. FSB, G20 Cross-Border Payments Progress Report, 2025. ↩
One integration. Across the globe.
Replace a patchwork of banks and payout vendors. We handle routing, FX, settlement, and compliance so your team can focus on clients.
Estimate your savings →Approve more pay-ins
Clients and users fund accounts with cards, bank transfers, and local methods in 160+ countries, each routed for the best approval, cost, and speed.
Pay workers in seconds
Payouts land in bank accounts and on debit cards in 40+ countries, 24/7/365. Payees choose instant or standard delivery, weekends and holidays included.
Price FX you can see
Transparent FX with no opaque markup, so you know what each worker receives before the payout runs.
Compliance built in
Identity checks (KYC and KYB) run before the first payout, with anti-money-laundering (AML) and sanctions screening built in. ISO 27001, PCI DSS Level 1, and SOC 2.
One integration on your side. Every network, tuned, on ours.
Others resell the old system and pass on its delays, cost, and risk. We connect the networks in a single integration, so your team can focus on growth.
We connect
Cards, bank rails, and local wallets worldwide in one integration and ledger.
We optimize
Every transaction is routed to the path most likely to approve, at the lowest cost, on the rail your customer already uses.
You scale
Launch new markets, pay out globally, and grow volume without adding vendors, headcount, or complexity.
One payroll run. Every currency, on time.
Fund once, convert at a rate you can see, and pay every worker on the local rail they already use. No country-by-country vendors, and no waiting on batch windows.
- Transparent FX, quoted up front
- Identity checks (KYC and KYB) before the first payout
- Payouts that clear weekends and holidays
Illustrative example.
Pay your global team on time, every time.
Map your pay-in, FX, and payout flows with our team. Go live in weeks, not quarters, with an engineer who stays on after launch.
Talk to our teamFrequently asked questions
How fast can contractors and employees get paid with Coinflow?
Coinflow pays workers to their bank account or debit card in seconds, 24/7/365, including weekends and holidays. Instant payouts are available in 40+ countries, and payees can choose instant or standard delivery.
Which countries can Coinflow send payouts to?
Coinflow sends instant payouts to 40+ countries on local real-time rails such as PIX and RTP, plus push-to-card and wallets like PayPal and Venmo. Clients can fund payroll and payouts from 160+ countries through the same integration.
How does Coinflow handle compliance for global payouts?
Coinflow verifies payees with identity checks (KYC and KYB) before the first payout and builds anti-money-laundering (AML) checks and sanctions screening into every flow. Coinflow is ISO 27001, PCI DSS Level 1, and SOC 2 compliant.
Can Coinflow reduce FX costs on international payroll?
Yes. Coinflow uses transparent FX with no opaque markup, so you know what each worker receives before the payout runs. One connection also replaces separate banks and payout vendors in each country.